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Will Insurance Cover Damage from Raccoons?

February 26th, 2022

Raccoon

If someone breaks into your home and trashes the place…your insurance will cover the cost of the damage, right? Well, it might depend on if the suspect is covered in fur and weighs somewhere between 8 and 20 pounds!

It turns out that not all insurance covers damage caused by raccoons. Let’s take a look at how you can find out if your insurance covers the cost of raccoon damage and next steps to take if you have a raccoon infestation on your property.

Read The Fine Print

Raccoons are such a nuisance that they are one of the most common wildlife calls we receive at Alford Wildlife and Pest Management.

There is no easy answer to this question. The short answer is “maybe” but the clearest answer is buried somewhere in your lengthy homeowner’s insurance policy. That means that if you want to know your covered in case of raccoon damage, you either need to read through your updated homeowner’s insurance documents each time they are sent to you in the mail or call your agent each time you receive a policy update to discuss what’s changed.

Take Care of The Problem

If you find out your insurance doesn’t cover raccoon damage, that doesn’t mean you should leave the damage untouched! Many raccoons carry diseases that are harmful to humans and pets so it’s important to immediately call for professional raccoon removal in Tampa as soon as you notice the problem.

At Alford Wildlife and Pest Management, we understand the frustration clients have if their insurance doesn’t cover raccoon removal and damage— and that’s why we work tirelessly to remove all points of entry so raccoons don’t return to your property and cause more costly damage. We also offer decontamination services to keep your family safe from biohazardous waste left behind from the raccoons and insulation repair.

Schedule Raccoon Removal Today

If you have more questions or would like to schedule a free inspection, call us (727) 291-9801 or schedule your appointment online. Our St. Pete office serves most of the Tampa Bay area, including St. Pete, Tampa, Clearwater, New Port Richey, Brandon, and Bradenton.

We look forward to working with you in making a stressful situation as manageable and stress-free as possible!

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St. Pete: (727) 291-9801

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